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Can Your Business Qualify for Cyber Insurance?
41% of SMB applications get rejected. Find out where you stand in 5 minutes.
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You’re not alone if you’re worried about cyber insurance.
Insurance carriers are rejecting more SMB applications than ever—not because businesses have bad security, but because they don’t meet the new baseline requirements.
Inside this 15-page guide, you’ll discover:
A clear, 5‑minute self‑assessment
The 7 non‑negotiable security controls
A simple scoring framework
that instantly tells you how likely you are to be approved—and whether you might qualify for lower premiums.
Detailed guidance for each requirement
including MFA, EDR, backups, incident response planning, training, patching, and access controls.
Additional items carriers may request
so you’re never caught off guard during underwriting.
State‑specific considerations for NC, VA, and SC
helping you understand your compliance responsibilities after a breach.
Why This Matters More Than Ever
Without cyber insurance
your business is one click away from catastrophe.
The average cyber incident
costs an SMB $120,000+ out of pocket.
The truth
Getting cyber insurance is harder than ever.
Insurance carriers have tightened requirements dramatically:
Traditional antivirus? No longer sufficient—they require EDR.
“We have backups”? Not enough—they require tested, immutable backups.
No incident response plan? Application denied.
Password policies? Must include MFA across all systems.
Most business owners don’t find out they’re uninsurable until they try to get a policy—or worse, file a claim and discover it won’t be covered. Don’t be caught off guard.
Get Insurable—Faster Than You Think
Most businesses that fail the requirements can become insurable in 30-90 days with the right guidance. That’s where we come in.
At Intelligent Technologies, we’ve helped dozens of SMBs go from “uninsurable” to “approved with favorable terms.”
How? We guarantee that if you implement our managed IT baseline, you WILL qualify for cyber insurance.
We know exactly what carriers require
(and requirements change quarterly).
We implement all 7 required controls
as part of our baseline service.
We collect
the documentation carriers want to see.
This checklist is your first step. It shows you where you stand and what needs to change.
Our Clients in Their Own Words
If you are looking for a creative software provider that offers great service, look no further than Intelligent Technologies, Inc! Anytime we encounter an issue or have a question, they’re always friendly, professional and ready to lend a hand!
They answer our calls at all hours and serve us as if they were our employees.”
Frequently Asked Questions
Here you will find answers to some of the most common questions SMB leaders ask about our cyber insurance checklist. If you still have unaswered questions, feel free to reach out. Our friendly team of experts is happy to help.
Is this really free?
Yes. No credit card required. Just enter your email and we’ll give you the PDF immediately.
Will I get spammed?
No. You’ll receive the checklist, plus occasional emails with cybersecurity insights relevant to SMBs. You can unsubscribe anytime.
How long does the assessment take?
5 minutes. It’s 7 yes/no questions about controls you either have or don’t have.
What if my score is low?
That’s exactly why we created this. The checklist gives you clear next steps based on your score, including realistic timelines for closing gaps.
Do I need to be your client to use this?
Not at all. This checklist is valuable whether you work with us or not. However, if you want help implementing the controls, we’re here.
My IT person says we're fine. Should I still check?
Yes. Insurance requirements have changed dramatically in the last 18 months. What was sufficient in 2023 often isn’t sufficient in 2026. This checklist reflects current carrier requirements.